Lawrence Castillo, LUTCF, CFF
L&C Retirement Income Planners
Articles

What Is The Purpose Of Money, Anyway?
August 18, 2022
"When I ask people, "What's the purpose of money?" I get all sorts of responses."- Lawrence ...

In These Trying Times, Don’t Lose Your Grip On Your Finances
July 19, 2022
"While I'm definitely not as strong as Stallone, I do know how to keep my clients ...

Do You And Babe Ruth Have Something In Common?
June 28, 2022
“If you’re worried about running out of money when you retire, then you and the 1920s ...

Guesses Or Guarantees? Knowing The Difference Could Save Your Retirement
May 4, 2022
"Most financial advisors won't tell their clients that their advice is based mostly on educated guesses ...

How Retirees Can Minimize The Impact Of A Recession
March 23, 2022
"A worldwide recession seems likely soon. Wise retirees will take steps now to blunt its' impact." ...

Do You Want Green Sauce Or Red Sauce With That?
February 16, 2022
"If you are within a couple of years of retirement, you will want to know the ...

Should Your Portfolio Include A Deferred Income Annuity
August 11, 2020
Also known as "longevity" annuities, deferred income annuities (DIAs) are risk transfer contracts. These contracts allow ...

Helping Baby Boomers Plan For A Successful Retirement
May 20, 2020
Helping a new client create, implement, and enjoy a successful retirement plan can be one of ...

10 Solid Reasons To Consider An Annuity For Your Retirement Foundation
November 11, 2022
Need a reason to add an annuity to your retirement portfolio? Here are 10. Annuities aren’t ...

10,000 Baby Boomers Retire Each Day
January 30, 2021
10,000 new baby boomers retire each day. Think about it: Many people don’t get defined ...

6 Annuity Misconceptions You Need To Know
January 30, 2019
Here are 6 Annuity Misconceptions You Should Know About When it comes to Your Money and ...

7 Financial Tips to Help you Enjoy Life and Reduce Stress
April 6, 2019
Use these tips to reduce stress 1. Get serious about your retirement: If your employer matches ...

A Compelling Story: Fixed Index Annuities
July 21, 2020
How would you like to play poker where the casino told you they would guarantee you ...

A Gold Watch And Lifetime Income
March 7, 2019
Pensions have evolved to self directed retirement planning I grew up in steel country in Western ...

A La Carte Planning Don't Be A Victim
September 11, 2022
A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...

A Life Insurance Policy Is An Asset You Can Sell
June 28, 2018
Did you know that you have a valuable asset which is often overlooked and may not ...

A New Idea That Has Been With Us For Over 200 Years
August 14, 2019
“Only money left over after paying taxes can be spent. For the average person in the ...

A Reality Check And The Annuity Bubble
October 29, 2014
Is there really an Annuity Bubble? Under reconstruction

A Retirement Income Trifecta
May 9, 2022
The Best Practices Used to Create Sustainable Streams of Retirement Income My parents and grandparents both ...

A Simple And Successful Approach For Your Nest Egg
September 11, 2022
In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first-ever ...

Lawrence Castillo, LUTCF, CFF
L&C Retirement Income Planners
4801 Lang St. NE
Suite 110
Albuquerque, New Mexico 87109
lawrence.castillo@retirevillage.com
(505) 798-2592

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