Lawrence Castillo Announces Partnership With National Non-Profit
Lawrence Castillo, President/Owner of L and C Retirement Income Planners and host of Safe Money Income Radio announced the newly formed partnership with Foundation for Financial Independence.
Understanding Lump Sum Pension Buyouts
While it is possible to take a lump sum payment, invest it wisely, and benefit from the situation in various ways, it’s important to remember that you are fully responsible for making that lump sum last throughout your entire retirement.
Should You Have Debt In Retirement?
Most financial planners urge their clients to eliminate as much debt as possible before they retire. While this is indeed a sensible approach to avoid having bad debt upend your retirement plans, life often has other plans.
Annuities and Asset Protection
Explore the options available in your state of residence
Women Focused Financial Planning
In reality women live longer than men, planning for that should require extra thinking
Understand Your Social Security Survivorship Benefits
How do you maximize your Social Security benefits?
7 Things Should You Know About Social Security
When should you apply for benefits? Consider a few factors first.
Retirement Shortfalls Create Stress
Why aren’t we saving as much as we should?
Making Retirement Savings Last
Different ways to respond to the challenge.
Running Out of Money Before You Run Out Of Life
Don’t let your money die before you do
Why Both Spouses Must Be Involved When It Comes To Retirement Planning
There are numerous reasons for making retirement and income planning a joint affair. No matter how challenging or tedious you find money matters, you must play a role in all significant financial life decisions if you are married.
5 Things Every Baby Boomer Needs To Know About Annuities
Baby Boomers can benefit from these myths and truths.
Is Financial Planning Different Than Retirement Planning
What is the difference? Make sure you know.
Wall Street’s Latest Attempt To Create An Annuity: Bond Tents
Beware of bond tents that are disguised to act like an annuity.
There Is A New Sheriff In Town
There is a new standard for portfolio management: Fixed Indexed Annuities
Concerned About Trusting An Insurance Company With Your Important Retirement Funds?
How safe is your annuity?
Protecting Your the Family Inheritance: Beneficiary-Controlled Trusts
Unfortunately, no one lives in a perfect world, but a beneficiary-controlled trust can help ensure that your children will have access to their inheritance in a way that is faster and is legally protected longer than some of the more traditional methods.
Scams and fraud target those most vulnerable
Scams prey upon those most at risk
The Tax Deferred Annuity
A tax-deferred annuity helps manage tax liability.
Married? Unmarried? Retirement Planning is still essential
Whether single of married, a successful retirement is still the goal
Your Guide to Hiring a Tax Planner
Do you have a professional tax advisor? It is an important decision.
Learn the secrets of investing in municipal bonds
Be cautious, sometimes bonds may not be what you think
Promises Made Promises Kept Cross Our Heart
Is this the perfect vehicle for retirement, many people say yes!
Money Management Mistakes To Avoid
Use caution when considering investment options
US Floating Notes
Ever consider the gorilla in the room?
When Considering a Variable Annuities Use Caution
Beware of the fees, expenses, and lack of guarantees when considering a variable annuity.
Annuities as an Investment Vehicle
Consider an annuity as part of your overall retirement planning
The Thrift Saving Plan (TSP)
Understanding Your Thrift Saving Plan gives you more options
The Golden Years Might Not Be So Golden
Planning is the difference when focusing on your Golden Years
The Great American Rip-Off
Do not listen to the sales hype, do your research and save on fees.
Social Security Retirement Benefits: Know Your Options
You need to understand your benefits and options.
Trust: Use the Ronald Reagan Approach
Trustworthiness is earned and should never be automatically granted.
Split Your IRA for Maximum Opportunity
Split your IRA using annuities and keep accumulating
The Stock Index and How History Can Make You A Smarter Investor
“The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.&quot;- Benjamin Graham
Labels Can Lead to Retirement Planning Bias By Advisors
Do not let your financial advisor put you in a box.
Questions to ask yourself before choosing a Bank CD or annuity.
Investigating your safe money options can mean more yield!
Is Your Retirement Income A Guess Or A Guarantee
Is your retirement income based on guarantees or assumptions?
What Happens to your social security when you die?
Learn what happens to your Social Security when you die!
Does a deferred income annuity have a place in your retirement plan
If you are looking for payments that begin on a future date and continue for the rest of your life, your heirs lives, or for a specific period, you might consider a deferred income annuity (DIA).
Time Value of Money
Is your future money as valuable as you think?
What Is the #1 Worry for Retirees?
Not having enough money saved to last them in their golden years.
Does Your Advisor Have A Contingency Plan? If Not, Your Wealth May Be At Risk!
If your advisor died or was incapacitated, do you know who would step in to handle your account?
Retirement Income Planning and Aging: The Role of Annuities
The basis for all retirement income planning is the clients spending goals and objectives in retirement.
Why Women Need To Start Having Serious Conversations About Money And Retirement
Although women now control 2/3 of global household finances and 40% of all wealth, they remain much less confident than their male counterparts when making money decisions.
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